Simple Student Loan Calculator

Calculate student loan payments, total interest, payoff time. Federal and private loans. Free college loan calculator for repayment planning.

$
years
%
$ /month

Results

Please provide any three values to calculate the missing one.

Student Loan Repayment Calculator

Evaluate loan payoff options and calculate interest savings with extra payments

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$ /month
%

Repayment Options

$ per month
$ per year
$ one time

Repayment Analysis

Enter your loan details and select a repayment option to see the analysis.

Student Loan Projection Calculator

Estimate loan balance and repayment obligation after graduation

years
$ /year
$
years
months
%

Do you pay interest during school years?

Projection Results

Enter your loan details to see the projection after graduation.

Grace Period: The period between graduation and when repayment must begin.

Subsidized Loans: For some direct subsidized loans, you don't pay interest during school years or grace period.

Note: This calculator assumes equal monthly payments and doesn't include loan fees.